Grandma, Unhoused in America

Grandma, Unhoused in America

Grandma, Unhoused in America



By D.S. Mitchell

Face of the New Homeless

The lack of housing for low-income people or those on fixed incomes is a big problem and experts are working on it but there is no one size fits all solution to alleviating homelessness; certainly, more affordable housing units and additional housing vouchers are needed, but many of the homeless need specialized housing. Housing that offers wheelchair ramps, roll in showers, grab bars, single level units and other accommodating features to assist the many older and disabled individuals now facing homelessness.

55 and Over

As baby boomers age into senior citizens, a series of recessions and the lack of a strong social safety net have pushed more and more elderly people into homelessness — a number that’s only expected to rise. Jeff Olivet, executive director of the U.S. Interagency Council of Homelessness tells us that “Seniors over the age of 55 are the fastest growing group of people experiencing homelessness and for many of them, it is first-time homelessness.”

Why is this Happening?

Like with most things there is no simple explanation; the reasons are complex. Most obviously, the U.S. has an aging population. With aging, people are more at risk of poverty, more subject to traumatic events, such as the death of a parent or a spouse, and more likely to suffer with chronic illness, such as diabetes and heart disease,  and at increased risk for falls and other physical injury.

Stagnant Income

While their income is limited, rent costs have skyrocketed across the country. Housing protection and assistance available during the COVID-19 pandemic have expired, leaving many people on the street. In addition, many of these folks with stagnant incomes are of retirement age, but are still working part-time, at low pay hourly jobs with no chance of a raise, just to supplement their Social Security check.

Federal Action

On December 19, 2023, President Biden, alarmed at the unprecedented number of people with no place to live, across all age groups, released an ambitious federal plan to strategically reduce homelessness by 25% by 2025. The plan will address the lack of affordable housing, aid people in crisis, and prevent people from losing their homes to foreclosure in the first place. Focus of the action are those most seriously effected: people of color, veterans, the disabled, and the elderly.

Statistics On the Growing Problem

From 2009 to 2017, HUD statistics indicate the number of unhoused individuals aged 51-61 grew from 14% of the total homeless population nationally to nearly 18%. The percentage of people 62 years or older living on the street has nearly doubled. Predictions indicate that by 2030 the number of unhoused individuals over the age of 65 will triple compared with 2017.

From the 1990s                                                

The younger half of the boomer generation have long been the dominant group among unhoused adults. In 1990, on average those folks were 30 years old; today their average age is 62. But it isn’t just the long time homeless, many are newly unhoused; people tossed out of houses and apartments for the first time. These people often experiencing a total shattering of their lives.

Nothing New

The shortage of affordable housing in the United States goes back at least 40 years; Ronald Reagan’s war on “welfare queens” did incredible damage to the social safety net and it has never been repaired. This long-time problem has been exacerbated by a number of factors. Large corporations are buying up apartments and single-family homes and charging whatever the market will bear. In fact, rent and home prices have skyrocketed, while the country has recently experienced exceptionally high inflation on basics like food and gasoline. However, economics are only part of the explanation for the dire straits many elders find themselves in.

Growing Numbers

In 2023, homelessness shot up by more than 12%, with an estimated 653,104 unhoused individuals living on American streets and in her parks. I personally have a hard time accepting these numbers, because of the large number of displaced persons I see everywhere in my small southern Oregon town. All that aside, these numbers represent the sharpest increase ever in homelessness, leading to the largest unhoused population ever recorded in the United States.

Graying of the Unhoused

Recent HUD data shows that nearly 1 in 5 people in the United States (that’s ‘effin 20% of the population) have no permanent place to live and a good share of those people are 55 years or older. Some are calling the spike in unhoused older citizens the “graying of America’s homeless.”

 Intervention and Prevention

Advocates for the homeless preach intervention and prevention. For example, it might be better to pay for a seniors medication or arrange for meals than allow them to become homeless because they have had to choose between the landlord and the pharmacy.

Bigger Than the Finances

As already suggested, the issues are often more than just financial. Recent studies indicate that older unhoused people have problems performing daily activities and have greater difficulty with walking, seeing, and hearing. Furthermore, they are subject to falling, and their overall health is significantly worse than those of the same age in the general population. Importantly many of the identified individuals also have significant cognitive impairment.

In San Francisco

The problem is so significant that in San Francisco they are planning for at least one shelter set up specifically for older adults and those with disabilities. Similar shelters are being planned for New York, Washington, D.C., Chicago, and Boston.

Self-Medicating                                           

Exposure to the elements, poor diet, lack of sleep or fitful sleep, failure to take prescribed medication, shunning of professional services with doctors or dentists are commonplace among the homeless. Their physical circumstances trigger anxiety and depression, leading some to self-medicate with drugs and or alcohol. Such problems create a need for low barrier shelters, and housing, which are few and far between.

New Approach                                                  

Many experts are suggesting several types of shared housing situations that might be good solutions for the graying homeless population.  A homeowner takes in a tenant, cohousing (where there is a cluster of private mini homes with communal spaces or a large central building with separate bedrooms and shared kitchen and living room) or the immensely popular backyard Accessory Dwelling Units. ADU’s are springing up in neighborhoods across the country where zoning laws allow them. ADU’s are usually built on the lot of a single-family residence.

Conclusion

I wish I could conclude with a happy ending, but I see no happy ending here. As baby boomers age into senior citizens, a series of recessions and the lack of a strong social safety net have pushed more and more elderly people into homelessness — a number that’s only expected to rise over the next few years before common sense tells us it will drop off, probably after 2030, as the boomers die.

Is A Tiny House For You?

Is  A Tiny House For You?

A lot of people in America are looking to downsize and are changing housing options by going tiny house.Is A Tiny House For You?

D. S. Mitchell

Affordable Housing Is Getting Harder To Come By

Housing in the United States is expensive and growing more expensive by the day. In fact, the lack of affordable housing is a major social issue in the world’s richest country.  As housing pressures stress the country some folks are looking around for different options.  There has been a growing trend in the United States toward minimalist living and the tiny house is at the forefront of that movement. Many people are attracted to the prospect of financial freedom, a simpler lifestyle, and a smaller human environmental footprint.

Downsize Revolution

The downsize revolution promotes living structures with sizes between 300 and 700 square feet. In general, the tiny home is 400 sq. ft or less. In some cases, the homes are on wheels. Despite the stated positives, they are not for everyone. Small does not necessarily equate with cheap. A tiny house can cost anywhere from $10,000 to $150,000. Holy Moly. The cost of course is dependent on a series of factors: location, building complexity, materials, and finally are you doing it yourself, or are you having it built. A contractor construction package will generally cost twice as much as a “do it yourself” house.

Small Often Costs More

Not always identified, but a serious matter, are the extra building costs for appliances, fixtures, water heaters and heating & cooling systems because of their reduced size. The rule it seems is that the smaller, the more expensive. It is important that you do some very careful figuring before you commit yourself to building a tiny home. One recommendation would be to get a minimum of three bids. Many builders  do sizeable markups on small projects.

Carefully Weigh The Pro And Cons Of A DIY Tiny House

Before you decide to DIY you need to understand that construction of a tiny home can take from three to six months if you are working at it full-time. When taking on such a project it is important to consider that while you are trying to save money on contractors you need to account for the money you won’t be earning while you are acting as your own contractor. Unless you are an experienced carpenter the frustration and potential areas for significant error should be added into your equation. Weigh those pros and cons carefully.

NOAH Certification

There are pre-fab tiny homes being made, but this is a case where buyer beware. Avoid potential pitfalls by making sure the NOAH (National Organization of Alternative Housing) certifies the plan and the builder. Things like windows, framing, roofing, insulation, become very expensive if you need to go back and fix things done incorrectly the first time.

Research Is The Key

I know it looks like fun, and even exciting when seen on TV, but before you commit the time, energy, and money required to build a tiny house, please do some big time research. Self education is essential before you go tiny. This should not be a decision made one Sunday night after watching a television show featuring tiny houses. There are books, magazines, videos, workshops and even Facebook groups which provide excellent information.

Try It Out First

I saw one article where the writer recommended that anyone considering building a tiny home to try it out first. I thought that was a great idea. You can rent tiny cabins all over the country. Give it a try. For at least a week, I would suggest. And bring a lot of stuff with you, and remember, this tiny space could potentially be your full time home, with all of your junk, and the necessities, that go with actually living in a home.

Before You Build

I can imagine a lot of people loving their tiny home and never wanting to go back. However, I can also visualize a significant number of people not adapting well to the smaller lifestyle, and regretting their purchase. Please, don’t be a regretter, be a planner, be a student, before you build.  Have fun. Even if you don’t go “tiny” you will have learned a lot about the “Tiny House” industry,  yourself, and your needs.